Buying a Home Soon?
Trust our team's experience to inform your home purchase strategy & simplify the process
Home purchases involve two key components: 1) Qualifying for the monthly housing payment based on your income and credit, and 2) The Down Payment which can run from 0% to 20-30% depending on the loan program. Borrowers often think to themselves, “I can afford the
Can I get a mortgage if I am a non-permanent resident? – The short answer: YES. Many lenders will provide home loans to non-permanent residents of the U.S. , it is just a matter of knowing the rules at each to fit the borrower’s
Spyder Heaney and his team are fantastic to work with! I would truly recommend them to anyone considering refinancing. They are professional, responsive, informed and made the process quite seamless - I look forward to future business with this exceptional team!
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I could not think of a better loan officer to assist with our first home in this international world. If it was not Spyder then we would have never made our dream home a reality. Ours was a tough loan, toughest to achieve and it might have made Team Heaney brush up all their finance skills and get us what we wanted. Spyder has been a true guide and professor throughout the loan process. He is trustworthy and honest to keep open communication with all parties involved. We were first time home buyers and with zero knowledge on how everything works, it was Spyder who educated us enough to close the escrow within such short time span. We are almost a pro a home buying now :) It was a great experience to work with Spyder and team and really thankful to them to helping us get our dream home.